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The aggregated portfolio outperformed the single SPY portfolio showing a distinction in rate of return that ranges from 1.1 to 1.3%. This may well appear like a minor boost in isolation, however, when compared to the underlying efficiency, it genuinely is not trivial. For example, a 7.1% annualized ROR compared to a 6% annualized return is an impressive 18.3% improvement. To further translate this improvement let’s say it takes an added hour per month to update the 9-ETF AIM portfolio, there are 189 months in the evaluation period, and the distinction in portfolio value is $17,345. This translates into an equivalent $91.77 per hour payback for our efforts, not a terrible wage.