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Facts about Mobile Credit Card Processing

How does phone swipe work?

Phone swipe is a free app that enables businesses to take credit cards, debit card, or gift card payments with their iPhones, iPad, or Android smartphone.

Every phone swipe comes with a unique merchant account at North American Bancard. You business’ specific needs are met with an individually designed account. Pay swipe have competitive rates and gives you good value for the service and support you are given.

Phone swipe comes with a free credit card reader accessory that attaches easily to the mobile device. After your account is approved, you credit card reader accessory is mailed to you. Keying the payments in will also allow you to take payments without attaching the credit card reader accessory.

In the phone swipe application, you do not store credit card data on the card reader or on your smartphone. The level of protection for every credit card user is increased since the phone swipe application does not store credit card data in either the credit card reader and the smart phone.

Loading your phone swipe application onto your smartphone enables you to add inventory, include images, categories, enterinto your default tax rates or turning on GeoTax. The right tax based on your location is automatically calculated by GeoTax. There is a tipping function for the app which you can turn on or off, or you can allow your customers to set up their own tip rate.

When a customer has done purchasing an email receipt is automatically created by phone swipe. What the receipt includes are pictures of the item from your inventory, its price, inventory number and the option to view the location where the purchase took place. It helps cut down on charge backs because it allows the customer to check if he does not recognize the purchase.

The record of all your sales can be seen in real time, and what the most popular selling items is, and you can also look for individual transactions. If you own more than one smartphone or ipad, you can link all of them to one single merchant account. Even in your absence you can quickly see what is happening in your business, when an employee is the only one taking phone swipe payments far from where you are.

If you delivery good to your customers, go out on a job, or sell items at flea markets, country fairs or craft fairs, then a big difference will be made on your bottom line with mobile swipe. If you offer a mobile payment option for your customers, it has been shown by studies that you can increase your profit by as much as thirty percent.

With all its benefits, businesses should start thinking of using the phone swipe application for more convenience.

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